Thank you for visiting our site and for using our services.
By using our services, you are agreeing to the following terms. Please read them carefully.
"Personal Data" refers to any representation of information in any document or in any form in which the information can be used or processed relating directly or indirectly to a living individual who can be identified from the data ,as defined in the Ordinance which may be amended from time to time.
Personal Data may be collected from you when you engage any of our services, request that we contact you, visit our websites, post feedback or interact with our officers or employees, take part in any survey or promotion conducted by us and/or our business partners, submitting your Personal Data to us for any other reasons, and/or when we collect your Personal Data by other lawful means. Unless permitted by applicable laws, we will not collect Personal Data without your consent.
You warrant and represent to us that (a) all information and Personal Data which you disclose to us is accurate, complete and valid; and (b) where you volunteer Personal Data of another person to us, that you are authorized by such other person to disclose such Personal Data to us, and that such Personal Data is accurate and complete. You shall consult your parent or guardian before giving us your Personal Data if you are under the age of eighteen.
We use and disclose your Personal Data, as necessary, to provide our services to you (including but not limited to communicating with you, responding to your queries and/or for our internal administrative purposes etc.), as well as for any other purpose that is ancillary and/or related to our services (including due-diligence background checks, payment and debt-recovery matters, to enforce our legal rights and obligations, and to comply with legal and regulatory requirements). We may also use your personal data to send you including but not limited to newsletters, survey forms, invitations to events and updates or information we think you may be interested in (“ancillary marketing purposes”). By providing us with your Personal Data, you consent to our use of your Personal Data for these purposes.
Your Personal Data may be disclosed for the above purposes to our officers and employees, third parties, affiliates, service providers, advisors, including but not limited to: banks, credit card companies, payment vendors, debt collection agencies, credit information companies, logistics and courier services companies, relevant government regulators or authorities or law enforcement agencies, our insurers and advisors (including consultants, auditors and lawyers), other data users; and any other party to whom you authorise us to disclose your Personal Data to.
Save for relevant government regulators and authorities or law enforcement agencies, we will ensure that such parties receiving your Personal Data (i) are under duty of confidentiality to us with respect to the use, holding, processing, retention and/or transfer of your Personal Data; and (ii) have the need to know or handle such Personal Data.
If you have provided us with your telephone number(s) and have indicated that you consent to receiving marketing or promotional information via your telephone number(s), then from time to time, we may contact you using such telephone number(s) with information about our services.
Your Personal Data may be transferred, stored and/or processed in a country outside of Hong Kong and you consent to any such transfer, storage and/or processing of your Personal Data outside of Hong Kong.
We will endeavour to protect your Personal Data in our possession or control against risks of unauthorised access, collection, use, disclosure, copying, modification, disposal or destruction, through reasonable and appropriate security measures. We strive to ensure that our systems are secure and that they meet industry standards. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the Personal Data we collect.
Notwithstanding our security measures for protecting your Personal Data, you acknowledge that no data transmission over the Internet is completely secure and by providing your Personal Data, you are transmitting information at your own risk.
We will retain your Personal Data for as long as you use our services and it is necessarily required or relevant for business or legal purposes.
We gather information on our website activity, such as data on the number of visitors, the pages they visit, the duration of their stay, etc. Such information is collected on an aggregate, anonymous basis, which means no Personal Data is associated with this data and gathered through the use of web server logs and cookies. We do not at our website automatically collect Personal Data unless you provide such information.
By accessing and using our website and services, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us or our representatives or agents.